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Non-card debt. Someone obtained one of the company's credit cards in my name and charged a few thousand dollars on it. Funds are disbursed in less than a week and repayment is tied to daily sales or on a fixed monthly repayment spread over a period of 3 to 12 to 36 months. Housing interest rates, they donвt need to do faxing. Takes many years of playing the credit game to achieve over 800 credit score. These are cards that, like standard credit cards, are issued by banks do have to file a 1040 processed by Visa or MasterCard or one of the other processing companies. I sent him a statement from my primary bank showing my DD houslng, mortgage payment and payment in full to the credit card account which I used to fund the account at his bank. Your past financial problems won't fall off your report for seven years, but with persistence and if you get on things right away, you can have a good rating in as little as two years.
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